![]() ** By the way, all of the screenshots/images below are NOT from my own personal account – they are pulled from the YNAB website. However, they’ve sent me a link to share with you that will give you 10% or $6 off your order! Clicking on any of the You Need A Budget or YNAB links in this post will automatically apply the $6 coupon code if you choose to buy the product – or you can just try the free 34 day trial without having to give a credit card or personal information – I love that! Lots of people are looking for a ‘You Need A Budget’ coupon code, but they don’t (or rarely give them out). YNABcosts $60 for a the complete software license – meaning you can load it on all of your computers, and you don’t have to pay a subscription to use it. And their forums are alive with folks willing to help 24/7. YNABalso offers a free 50 Page e-book for helping you get started, as well as free online classes that you can actually enroll in, hosted by REAL people to learn, ask questions, and help you with their software and financial questions. For someone like myself, this is almost like playing a game… how much can I beat the budget & save!? In turn, each transaction amount pools into your budget and you immediately know how much is left to spend in that category. It’s kind of like a beautifully designed spreadsheet that updates automatically every time you enter in a transaction. here ya go: By clicking on any of the You Need A Budget or YNAB links in this post, it will automatically apply the $6 coupon code if you choose to buy the product – or you can just try the free 34 day trial without having to give a credit card or personal information – I love that!īut what sets YNAB apart, is it’s ability to input your monthly budget & track all of your spending in each category. If you’re just here for the $6 coupon… no worries…. Is it possible to be in love with software? – I suppose for me that wouldn’t be so unusual considering how much I love my VitaMix! You Need A Budget (also known as YNAB), is both PC & Mac friendly! There is an iPhone & Android app that integrates with the program and the company says they are working on a stand-alone app for the iPad! I tried all kinds of software and nothing was working – sure they balanced my checkbook, but none of them were any help in the budget department.Įnter in ‘ You Need A Budget‘. I had used & loved Quicken for many years, but after switching to a Mac (that’s a whole ‘nother post), it was no longer an good option for me. So the reality of having a budget and staying on budget can be very difficult (at least for me) without regularly seeing where our money is going. Thankfully several years ago we were introduced to Dave Ramsey’s book called ‘ Total Money Makeover‘ & attended one of his ‘ Financial Peace University‘ classes… and let’s just say, after working our butts off, we kicked our debt habits to the curb and have never looked back! We’ve been debt free almost 7 years & I’ll never stop thanking the Good Lord for giving us wisdom in this area!īut just like every area of our lives, it’s easy to drift if you’re not anchored. We never meant to get into debt, it’s just that ‘life happened’ and our priorities became muddled – which really means that we made a LOT of bad choices financially over the years. ![]() ![]() It wasn’t long ago when debt & financial stress ruled our lives like an evil dictator. Peanut Butter or Chocolate? Both Please! So when it comes to Staying on Budget or Blowing the Budget, I’m guilty of being both the dictator & the offender all too often.Īs a typical Type ‘A’ personality, I keep my checkbook balanced (to the penny) every month and know where every dollar is spent… This is much to the horror of my free spirited husband, who claims buying gifts for me requires stealth powers of super hero proportions!īut in all seriousness, being good stewards of our money is something that is VERY important to us. *** UPDATE 2018 – Since writing this review, You Need a Budget has only gotten better! It’s now completely cloud based & has so many great bells & whistles… However, the clean & simple way it helps our family save money & budget is why we love it so much! The coupons below no longer work, but the links will give you a FREE 34 Day Trial to make sure you love it like we do! *** ![]()
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